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What are HUD Homes?
A HUD home is a 1-to-4 residential unit that has an FHA insured mortgage that has gone into default. The lender acquires the property, submits their FHA insurance claim and then conveys ownership to HUD. HUD will then sell the home through their Asset Manager BLB Resources.

HUD Home Breakdown

Who Can Buy a HUD Home?
Almost anyone! You can purchase a HUD home with cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to non profits, government agencies, and owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority bidding periods for non profits, government agencies, and owner occupants, HUD homes are then available to all buyers, including investors.

Where and How do I Buy a HUD Home?
HUD Home Store is the listing site for HUD real estate owned (REO) single-family properties. This great site provides the public, brokers, potential owner-occupants, state and local governments and nonprofit organizations a centralized location to search the inventory of HUD properties for sale. In addition, registered real estate brokers and other organizations can place bids on behalf of their clients to purchase a HUD property. HUD Home Store also includes many informative user-friendly features providing advice and guidance for consumers on the home buying process.

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